JRMT Consulting, LLC — Terms of Use

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Effective Date: October 19, 2025
Version 1.1 — Revised October 19, 2025

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Welcome to JRMT Consulting, LLC (“JRMT,” “we,” “our,” or “us”).
These Terms of Use (“Terms,” “Agreement”) govern your access to and use of our website (https://www.jrmtconsulting.com), digital downloads, educational content, courses, templates, toolkits, and related consulting services (collectively, the “Services”).

By accessing or using any JRMT Consulting website or Service, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree, do not use our Services.

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1. Electronic Agreement & Notices

This Agreement is an electronic contract under the E-SIGN Act.
By using our Services, you consent to receive all notices and communications electronically via the email address you provide or through postings on our website.

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2. Access and Retention

You must have Internet access and compatible equipment to use the Services.
You may download and retain a copy of these Terms for your records.

Downloaded materials are licensed for personal or internal-business use only and may not be redistributed.

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3. Authorized and Commercial Use

If you are using the Services on behalf of an organization (“Subscribing Entity”), you represent that you have authority to bind that entity to this Agreement.

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Unauthorized or illegal uses—including scraping, automated data mining, password sharing, or impersonation—are strictly prohibited.

You may not resell, sublicense, or otherwise commercialize any JRMT Consulting content, course, or toolkit without express written permission.

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If you purchased a white-label license, your use is governed by the accompanying White-Label License Agreement.

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4. Account Security

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

Use strong passwords and secure devices. JRMT Consulting is not responsible for unauthorized access caused by weak passwords or unsecured access.

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5. Acceptable Use

You agree not to:

• Copy, reproduce, or distribute JRMT content except as expressly allowed.

• Use automated tools or AI to scrape or replicate proprietary materials.

• Upload or distribute unlawful, defamatory, or infringing content.

• Engage in any activity that interferes with or disrupts our systems.

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We may suspend or terminate access for violations at our discretion.

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6. Intellectual Property & Ownership

All site content, toolkits, graphics, videos, and downloadable materials are the property of JRMT Consulting LLC or its licensors and are protected by U.S. and international copyright and trademark laws.

You may not reproduce, sell, or share any JRMT content beyond the license granted at purchase.

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Your Content: You retain ownership of any materials you upload or submit but grant JRMT Consulting a limited, royalty-free, worldwide license to host, display, and use Your Content solely for operational or promotional purposes.

You may not use the JRMT Consulting name, logo, or branding without written authorization.

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7. Refunds and Access Revocation

All sales of digital products, downloads, and toolkits are final unless otherwise stated in writing.

JRMT Consulting reserves the right to revoke access to any product, toolkit, or course if your use violates these Terms.

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8. Modifications to Service

We may modify or discontinue any Service at any time.
If we discontinue a paid Service, we will provide reasonable notice unless immediate action is required for security or legal reasons.

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9. Term and Termination

You may cancel your account at any time by emailing inquiry@jrmtconsulting.com.
JRMT Consulting may suspend or terminate your access for any violation of these Terms.

Sections that by their nature should survive termination (including Intellectual Property, Limitation of Liability, and Indemnity) shall survive.

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10. Copyright Policy (DMCA)

JRMT Consulting prohibits infringement of intellectual property rights.
To report alleged infringement, send a written notice containing the following to:

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JRMT Consulting, LLC — ATTN: Compliance Officer
539 W. Commerce St., Suite 3671, Dallas, TX 75208
Email: inquiry@jrmtconsulting.com (Include “ATTN: Compliance Officer” in subject line)

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Your notice must include:

1. Identification of the copyrighted work claimed infringed

2. Identification of the allegedly infringing material

3. Your contact information

4. A good-faith statement of unauthorized use

5. A statement under penalty of perjury of accuracy and authority

6. Your signature

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JRMT Consulting will act in accordance with the DMCA and remove or disable infringing content as appropriate.

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11. Limitation of Liability

To the maximum extent permitted by law, JRMT Consulting LLC, its owner, and affiliates shall not be liable for any indirect, special, incidental, or consequential damages arising from the use of or inability to use the Services or content, including loss of data or profits, business interruption, or errors in educational materials.
Your exclusive remedy for any claim shall not exceed the greater of $500 or the amount paid to JRMT Consulting in the preceding six months.

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12. Educational and Informational Disclaimer

All fraud-prevention resources, checklists, and courses are for educational purposes only.
JRMT Consulting does not guarantee specific results or prevent loss.
Decisions based on our materials are made at your own risk.

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13. Indemnification

You agree to indemnify and hold harmless JRMT Consulting LLC and its owner from any claims, losses, or expenses (including reasonable attorney fees) arising from:

• Your use of the Services in violation of these Terms; or

• Your violation of any law or third-party rights.

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14. Jurisdiction and Governing Law

This Agreement shall be governed by the laws of the State of Texas, without regard to conflict of law principles.
Any dispute shall be brought exclusively in the state or federal courts of Dallas County, Texas.

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15. Arbitration and Class-Action Waiver

Except where prohibited by law, all disputes arising out of these Terms shall be resolved by binding arbitration in Dallas County, Texas under the Commercial Arbitration Rules of the American Arbitration Association.
You waive the right to participate in any class or representative action.
You may opt out of this clause within 30 days by emailing inquiry@jrmtconsulting.com with subject “Arbitration Opt-Out.”

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16. International Use & Data Transfers

If you access our Services from outside the United States, you do so at your own risk and are responsible for compliance with local laws.
You consent to the transfer and processing of your data in the United States, which may have different data protection standards from your country of residence.

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17. Severability & Waiver

If any provision of these Terms is found invalid, the remaining provisions remain in full force.
Failure to enforce any term shall not be deemed a waiver of future enforcement.

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18. Entire Agreement

These Terms and our Privacy Policy constitute the entire agreement between you and JRMT Consulting LLC regarding the Services and supersede all prior communications.

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19. Contact Information

For questions about these Terms or any compliance-related matter, please contact:

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JRMT Consulting, LLC
Email: inquiry@jrmtconsulting.com — Include “ATTN: Compliance Officer” in the subject line
Address: 539 W. Commerce St., Suite 3671, Dallas, TX 75208

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© 2025 JRMT Consulting, LLC. All rights reserved.
Version 1.1 — Revised October 19, 2025